General liability insurance
Offers, as an office liability insurance policy, protection from third-party claims in events of personal injury or damage to property, and for financial losses resulting therefrom. The amount of coverage should be tailored to the business at hand and should only in exceptional circumstances exceed the blanket sum of €3 m per injury. Coverage is provided, for example, for damage to rented property and office space through fire; more comprehensive policies, however, offer coverage under other circumstances, including while a business is still developing a product and has not yet offered it to a third party, even as a prototype.